:root{--navy:#071d3b;--navy2:#0d2d56;--red:#b80f1a;--gold:#f2b632;--ink:#0a1a33;--muted:#526277;--light:#f5f7fb;--white:#fff}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--white)}a{text-decoration:none;color:inherit}.wrap{width:min(1200px,92%);margin:auto}
.topbar{height:104px;background:#fff;display:flex;align-items:center;box-shadow:0 8px 24px rgba(0,0,0,.08);position:sticky;top:0;z-index:20}
.nav{display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:14px}.brand img{width:78px}.brand h1{font-size:34px;letter-spacing:2px;line-height:.9;margin:0}.brand h1 span{display:block;color:var(--red);font-size:25px;letter-spacing:6px;margin-top:8px}.tag{font-weight:800;font-size:12px;letter-spacing:1.5px;color:var(--navy);margin-top:7px}
.menu{display:flex;align-items:center;gap:28px;font-size:13px;font-weight:800}.btn{display:inline-flex;align-items:center;gap:10px;padding:15px 25px;border-radius:7px;font-weight:900;box-shadow:0 8px 18px rgba(0,0,0,.15)}.btn-red{background:var(--red);color:#fff}.btn-navy{background:var(--navy);color:#fff}
.hero{background:url('../img/hero-veteran.svg') center/cover no-repeat;min-height:560px;position:relative}.hero .wrap{display:grid;grid-template-columns:1fr 1fr;align-items:center;min-height:560px}.hero-copy{max-width:520px}.hero h2{font-size:54px;line-height:1.02;margin:0 0 20px;font-weight:900}.hero h2 b{color:var(--red)}.hero p{font-size:17px;line-height:1.6;margin-bottom:28px}.quote{justify-self:end;width:290px;font-weight:900;font-size:29px;color:var(--navy);line-height:1.2}.quote .red{color:var(--red)}.stars{color:var(--gold);font-size:31px;margin-top:18px}
.feature-strip{background:linear-gradient(90deg,var(--navy),#09284f);color:#fff}.feature-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:0}.feature{padding:28px 22px;text-align:center;border-right:1px solid rgba(255,255,255,.25)}.feature:last-child{border-right:0}.ico{font-size:40px;margin-bottom:12px}.feature h3{font-size:14px;margin:0 0 8px}.feature p{font-size:13px;line-height:1.4;margin:0;color:#dce8f6}
.different{padding:70px 0;background:linear-gradient(90deg,#fff,#f3f6fa)}.diff-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:58px;align-items:center}.cards-img{width:100%;filter:drop-shadow(0 18px 24px rgba(0,0,0,.18))}.eyebrow{color:var(--red);font-weight:900;letter-spacing:5px;font-size:14px}.different h2{font-size:36px;line-height:1.15;margin:16px 0}.different h2 b{color:var(--red)}.check{display:grid;gap:14px;margin-top:22px}.check div{font-size:15px}.check span{color:var(--red);font-weight:900;margin-right:8px}
.modules{padding:50px 0;background:#fff}.module-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.module{background:#fff;border-radius:12px;overflow:hidden;box-shadow:0 8px 24px rgba(0,0,0,.12)}.module .top{height:115px;background:linear-gradient(135deg,var(--navy),#44617d);display:flex;align-items:center;justify-content:center;color:#fff;font-size:54px}.module .body{padding:22px}.module h3{margin:0 0 10px;color:var(--navy)}.module p{color:var(--muted);line-height:1.5;font-size:14px}
.stats{background:var(--navy);color:#fff;padding:30px 0}.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.stat{font-weight:900;font-size:32px}.stat small{display:block;font-size:13px;color:#d6e5f5;font-weight:400;margin-top:5px}
.cta{background:linear-gradient(90deg,var(--red),#d11b28);color:#fff;padding:34px 0}.cta .wrap{display:flex;justify-content:space-between;align-items:center}.cta h2{margin:0;font-size:28px}.cta p{margin:7px 0 0;color:#ffe9e9}.btn-white{background:#fff;color:var(--red)}
.trust{padding:44px 0;background:#fff}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.trust-card{display:flex;gap:16px;border-right:1px solid #d8dde5;padding-right:25px}.trust-card:last-child{border-right:0}.trust-card .ticon{font-size:38px;color:var(--navy)}.trust-card h3{margin:0 0 8px;font-size:16px}.trust-card p{margin:0;color:var(--muted);line-height:1.5}
footer{background:#06162c;color:#d9e3ef;padding:42px 0 22px}.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:30px}.foot-logo{display:flex;align-items:center;gap:14px}.foot-logo img{width:70px}.foot h4{color:#fff;margin:0 0 14px}.foot a{display:block;color:#d9e3ef;margin-bottom:8px;font-size:14px}.disclaimer{font-size:11px;color:#92a5bd;margin-top:30px;border-top:1px solid rgba(255,255,255,.15);padding-top:18px}
@media(max-width:980px){.menu{display:none}.hero .wrap,.diff-grid{grid-template-columns:1fr}.quote{justify-self:start;margin-top:20px}.feature-grid,.module-grid,.stat-grid,.trust-grid,.foot-grid{grid-template-columns:1fr 1fr}.cta .wrap{display:block}.btn{margin-top:15px}}
@media(max-width:620px){.brand h1{font-size:24px}.brand h1 span{font-size:18px}.hero h2{font-size:38px}.feature-grid,.module-grid,.stat-grid,.trust-grid,.foot-grid{grid-template-columns:1fr}.topbar{height:auto;padding:10px 0}.trust-card{border-right:0}}